The Ultimate Guide to Decentralized Finance
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Decentralized Finance (DeFi).
What to know about Decentralized Finance
Decentralized Finance (DeFi) represents a transformative shift in the financial landscape, leveraging blockchain technology to create transparent, inclusive, and efficient financial systems. It challenges traditional centralized institutions by enabling peer-to-peer transactions and reducing barriers to entry, fostering financial innovation and accessibility.
Exploring recent trends and developments in DeFi reveals its expanding role—from the rise of stablecoins as reliable digital assets to innovations in blockchain interoperability and institutional adoption challenges. Readers will find insights into how DeFi is shaping new forms of investment, payment solutions, and governance models, alongside discussions on security, regulatory considerations, and the evolving crypto ecosystem.
Engaging with stories tagged under Decentralized Finance offers an opportunity to understand the dynamic interplay between technology, finance, and regulation, as well as practical implications for investors, developers, and consumers navigating this rapidly evolving space.
American Decentralized Finance News
Regional stories with direct local relevance
Modern Treasury launches non-custodial stablecoin wallets
Early access users can now keep stablecoin balances under their own control as Modern Treasury adds wallets alongside fiat payment rails.
Visa launches onchain credit for stablecoin card schemes
Liquidity constraints for stablecoin card programmes may ease as Visa links settlement data with onchain lending to improve credit access.
SoFi & Payward link banking with Kraken settlement
Institutional crypto clients could soon settle US dollars around the clock as SoFi ties its banking network to Kraken and lists SoFiUSD on the exchange.
The shutdown cycle: what crypto firms' H1 2026 earnings actually show
Falling volumes and more than 100 shutdowns in H1 2026 are forcing exchanges to rely on interest income and institutional flow.
World Liberty Financial launches USD1 on Canton Network
Institutional traders on Canton can now settle tokenised asset trades in a dollar-backed stablecoin as World Liberty Financial moves USD1 into its network.
Circle names BlackRock & Visa for Arc validator group
Arc's push towards a public launch gains weight as BlackRock, Visa and other financial heavyweights agree to help secure the network.
Analyst Insights
Research and market analysis connected to Decentralized Finance
Expert Columns
From wallets to accounts: The quiet convergence of crypto and everyday finance
The shutdown cycle: what crypto firms' H1 2026 earnings actually show
The 70% problem: Why checkout is still where eCommerce goes to die
The disappearance of crypto and the rebirth of finance
Fintech must match tech progress with true inclusion
The world needs more women in tech - and there's no time to wait
2026 begins: Crypto's heavyweight rumble - round by round
Government Adoption Signals Web3 Maturity
The future of authentication in 2026: Insights from Yubico's experts
Top Fraud Trends and Considerations for 2026
Recent Decentralized Finance News
Theo launches thSLVR silver token with lease income
Investors in a beta rollout can earn lease income from silver without handling the metal, as Theo backs thSLVR with more than USD $40 million in leases.
Velocity raises USD $10 million extension to Series A
Visa-backed investors have lifted Velocity's Series A to USD $48 million as stablecoin payments gain traction with institutions.
PropAMMs take 30% of on-chain DEX volume, DWF finds
Closed liquidity pools are now handling up to 30% of on-chain DEX trading, with Solana's Jupiter routing most of the flow.
BitGo links self-custody wallets to Hyperliquid trading
Institutional traders can now tap Hyperliquid perpetual markets from existing BitGo wallets, cutting repeated signatures and separate wallet setup.
Bitget launches GPU rental-price perpetuals for traders
Retail traders can now bet on AI chip rental costs, as Bitget opens around-the-clock perpetuals tied to Nvidia GPU indices.
Zano Hard Fork 6 lets native ZANO bridge to Ethereum
The upgrade removes a long-standing barrier to listings and DeFi use, letting ZANO move to Ethereum and other chains before returning privately.
Better, Coinbase launch crypto-backed conforming mortgage
Borrowers can now pledge digital assets instead of selling them, as the pair widen a home loan offer beyond a limited trial.
Olas launches Pearl Connect for Claude coding agents
The beta tool lets Claude users trade prediction markets and pay other agents without leaving their coding session, though security risks remain.
Rain launches payments alliance for agentic commerce
Card networks and fintech groups are trying to set rules for AI-driven purchases before a projected USD $3 trillion market fragments.
Global crypto app usage falls 40% as stablecoins hold
Stablecoin-led demand is helping some markets hold up, even as retail speculation has driven a near 40% drop in crypto app usage worldwide.
Kraken adds Coinbase crypto deposit option via Mesh
New deposit tools aim to cut transfer errors and speed up on-chain funding, as users can now move Coinbase holdings into Kraken without wallet addresses.
Midas & Wellington launch tokenised credit strategy
The deal broadens tokenised finance beyond single bonds by making an actively managed credit portfolio available as DeFi collateral from launch.
BNY & Galaxy expand digital asset custody services
Institutional investors could soon earn staking rewards through BNY's custody platform, pending regulatory review of the new service.
Tokenised equities hit USD $2.4 billion as activity jumps
Rising trader activity and a 1.1 million-strong holder base suggest tokenised equities are gaining traction ahead of key US data and SpaceX results.
On-chain real-world asset perpetuals volume doubles fast
Weekend trading and pre-IPO speculation are driving growth in real-world asset perpetuals, even as pricing risks and liquidity gaps persist.
Bitget upgrades BGBTC with Bitcoin rewards & Chainlink
Daily Bitcoin payouts and faster redemption could make Bitget's BGBTC more attractive to holders seeking yield without locking up their BTC.
xBratAI & Bitget explore multi-asset trading tie-up
The tie-up could let retail traders manage crypto, futures, forex and tokenised stocks in one workflow instead of juggling separate platforms.
MoonPay launches PayBox for Claude & ChatGPT payments
Users can now approve AI-initiated payments in-chat, as MoonPay tries to make Claude and ChatGPT commerce safer and more seamless.
Payward buys Magic Labs wallet business for onchain push
Businesses will gain embedded self-custody tools as Payward folds Magic Labs' wallet infrastructure into its B2B platform for onchain services.
Bitget tops CryptoRank study on tokenised equities
Large orders in tokenised US shares are costing traders less on Bitget, where CryptoRank found the lowest simulated slippage among rival venues.