The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Lorum appoints Hartwig Gerhartinger as legal chief
The hire comes as the financial infrastructure group reports 15x growth and pursues a US trust bank charter to strengthen oversight.
Gemini launches commission-free US stock trading in app
US retail traders can now buy thousands of listed shares through Gemini as the crypto group broadens its regulated app.
IMTC ties ICE Bonds liquidity into trading platform
Buy-side portfolio managers will be able to trade bonds without leaving IMTC's system, as ICE Bonds liquidity is embedded in existing workflows.
Atlantic FCU cuts loan opening to six minutes with MANTL
Borrowers at the New Jersey credit union can now open consumer loans in six minutes, after automation removed days of manual paperwork.
Nuvo adds CreditRiskMonitor risk data to finance workflows
Finance teams can now spot customer distress earlier as Nuvo embeds CreditRiskMonitor's risk alerts and credit guidance into automated workflows.
Depa picks Modern Treasury for cross-border payments
The move gives Depa a single way to route dollar and stablecoin transfers, as it expands access to clients in more than 90 countries.
Analyst Insights
Research and market analysis connected to Fintech
Finance leaders lose AI gains to verification work
Gartner sees finance talent shift towards digital skills
Basware named Gartner Leader in accounts payable apps
Kore.ai survey says firms face unmanaged AI agent risk
One in three remittance users struggle with delays
Featured News
Visa strengthens AI defences amid new era of cyber threats
Visa is pouring billions into AI defences as regulators demand safer, auditable systems to counter faster cyber threats and fraud.
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Expert Columns
AI is rewriting the rules of dealmaking
6 Proven Use Cases of Email Verification Across Industries
AI in crisis communications: why route knowledge beats the next new tool
The 70% problem: Why checkout is still where eCommerce goes to die
Data quality powers KYB: Mitigating risk and fighting fraud in real-time
How accurate address data powers identity verification
The missing link in eIDV: Why data quality drives fraud prevention
When identity becomes the payment rail
Building digital trust: Data quality provides a scalable path
AI can inspire travel, but it still can't book it. That's about to change
Interviews
Interviews and video coverage from the network
Visa strengthens AI defences amid new era of cyber threats
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
Visa says USD $36 trillion inheritance will shape spending
Most of the USD $36 trillion wealth transfer will be saved or invested, with only a modest lift to US consumer demand.
U.S. Bank launches Enhanced Payments for small firms
Small businesses can now send ACH, wire and instant payments digitally, with lower fees and no branch visit needed.
Lorum appoints Hartwig Gerhartinger as legal chief
The hire underscores Lorum's push to win clients that need stronger regulatory assurance as it seeks a US trust bank charter.
Axos Financial buys Arc Technologies in digital push
The deal gives Axos a newer software platform to court underserved US small businesses and tech start-ups more effectively.
Bizcap rebrands US arm & launches new capital product
US brokers and small businesses get a revolving capital option of up to USD $2 million as Bizcap folds its American arm into the global brand.
Broadridge DLR repo hits USD $7.5 trillion in June
Daily use of distributed ledger-based repo is accelerating, with average volume up 68% year on year as institutions test tokenised funding.
Klarna seeks U.S. banking licence for Utah industrial bank
Approval would let the fintech bring U.S. payments, savings and credit operations in-house, reducing reliance on partner banks.
Ondo launches tokenised US securities with Broadridge
Investors will be able to hold blockchain-based entitlements to two US-listed securities while keeping the underlying assets in regulated custody.
Binance stock trading assets top USD $1 billion in 30 days
Emerging-market users drove Binance's stock trading debut past USD $1 billion in assets as retail demand for US equities surged.
Robinhood taps Morpho for onchain yield Earn product
Eligible US users will be able to earn yield on idle USDG balances inside the Robinhood app as the rollout expands across its customer base.
Goodbuy raises USD $1 million from credit union investors
The funding gives the Boise-based marketplace a stronger foothold in credit union small-business banking as it becomes a CUSO.
OpenMatter launches verifiable AI collaboration platform
Companies under pressure to govern AI and share sensitive data could use proof-based controls without replacing existing cloud systems.
SoFi launches small-business loans for its members
Small business owners facing tighter credit can now seek fixed-rate funding of up to USD $250,000 through SoFi, with decisions in minutes.
MANTL tops USD $40 billion in deposits, saves 1M hours
Banks and credit unions are using MANTL to speed up onboarding as deposits grow and branch staff save more than 1 million hours.
YEO Messaging taps ReconIQ to enter US banking market
Banks could use continuous identity checks to curb rising takeover fraud, as the tie-up opens YEO Messaging to US financial institutions.
Ondo launches 24/7 minting for tokenised US stocks
Investors can now enter and exit six tokenised US equities at any hour, as Ondo widens access beyond Wall Street trading windows.
Lead Bank joins American Fintech Council in membership push
The move strengthens the trade group's push for tighter standards as scrutiny of banking-as-a-service partnerships intensifies across the US financial sector.
Modern Treasury teams with Sardine on fraud monitoring
Customers using instant and cross-border payments will gain real-time fraud checks as the firms seek to curb risk across faster money flows.
Landmark's Alkami partnership lifts business banking
Landmark Credit Union has turned a digital overhaul into growth, lifting business profiles above 7,800 and adding USD $150,000 in fee income.
SoFi launches AI investing platform Composer by SoFi
Retail investors can now build and test rules-based strategies in plain English, as SoFi folds the platform into its app after buying Composer Securities.
Job Moves
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
Halcyon hires Dave Hannigan as ransomware Security Chief
Agentic AI foundation names David Nalley as Board Chair
Testlio expands AI testing push & appoints new CEO
