The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
ACAMS launches crypto crime training with Chainalysis
Compliance teams are being pushed to learn blockchain tracing as illicit crypto activity keeps rising and digital assets enter mainstream finance.
Iridium raises USD $3 million to automate invoice checks
The funding will help lenders cut manual checks that cost about USD $22 each and leave most invoices unverified, raising fraud risk.
Plaid launches AI credit & fraud models for lenders
Lenders may now approve more borrowers and catch more fraud, as Plaid's new models use cash flow and transaction data instead of credit scores alone.
Stuut raises USD $52.5 million to boost receivables
The funding will help the fintech meet rising demand as enterprises seek to free up cash tied in unpaid invoices and cut days sales outstanding.
Capitolis raises USD $220 million to buy eSecLending
The deal gives the New York fintech a securities lending business and wider client access as it expands beyond bank-focused services.
Hometap expands home equity product into six more states
The rollout gives more homeowners access to cash without monthly payments, as nearly 5,000 people in the new markets had sought alternatives to refinancing.
Analyst Insights
Research and market analysis connected to Fintech
MongoDB launches Atlas Agent Engine for production AI
ConnexPay adds mobile wallet support for virtual cards
Plumery launches rescue plan for digital banking exits
CFOs urged to take disciplined approach to AI spend
Google named Gartner leader in enterprise AI assistants
Featured News
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
DesignVerse targets U.S. firms with private cloud AI tools
DesignVerse is targeting U.S. aviation, defence and finance clients with on-premise AI tools as data sovereignty concerns reshape vendor choice.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Expert Columns
Banking's channel problem is really an accountability problem
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Availability should follow the transaction, not the infrastructure
Interviews
Interviews and video coverage from the network
Recent Fintech News
Yaspa wins PAY360 award for Intelligent Payments platform
The award underscores growing interest in bank-payment tools that pair account-to-account transfers with customer verification for merchants.
FedEx & Stripe join to boost small business finance
Smaller businesses could gain fresh access to finance as shipping data from FedEx and Stripe's systems is used to assess lending risk.
Broadridge repo platform hits USD $7.5 trillion in September
Tokenised repo is moving into routine institutional processing, with Broadridge's platform averaging USD $359 billion a day in September.
Noah raises USD $38 million to scale stablecoin payments
The seed round will fund a New York office and expansion across 150 markets as businesses shift to stablecoin-based cross-border payments.
G+D & FraudAverse join forces against payment fraud
Banks in the Americas are set to get faster fraud checks as the tie-up targets instant payment scams and card-not-present losses.
Mobilise launches telecom software for non-telco brands
The launch gives travel and fintech brands a faster route into mobile services, with software that avoids building telecom systems from scratch.
Comparables.ai raises USD $6 million in seed funding
The Helsinki-based firm plans to expand into multiple markets after the seed round, which backs its AI platform used by more than 50,000 professionals.
Wise adds eSIM data plans & QR payments for travellers
Travellers can now buy mobile data and scan local payment codes in Wise's app, as the firm expands its push into trip spending.
Settle secures USD $240 million facility to expand lending
The new funding should widen access to working capital for smaller product businesses as Settle expands support for bigger customers.
Walapay raises USD $4.6 million seed funding round
The fresh capital will fund licensing, banking ties and hiring as the payments platform expands direct links across Latin America, Africa and Asia.
ControlTheory launches Dstl8 to feedback production issues
The platform meant to cut response times for teams wrestling with faster AI-driven release cycles, and one early customer surfaced 328 incidents in two months.
Citi launches instant cross-border payments on Swift
The service gives banks single-account access to instant cross-border transfers in four currencies, reducing the need for local banking ties and infrastructure.
Financial services top mobile verification activity
Financial firms accounted for 41.6% of verified mobile activity in the first half of 2026, as numbers became central to banking and account recovery.
ProSight survey says fraud is now a human problem too
Most losses now stem from weak customer and employee awareness, even as banks pour more money into technology and still struggle to keep pace.
MongoDB launches Atlas Agent Engine for AI production
Enterprises struggling to move AI pilots into live systems now have a single layer for memory, governance and execution across models and clouds.
Moca Chain launches mainnet for digital identity & AI
It aims to cut repeated verification checks and let businesses trust AI agents without collecting the same personal documents from users each time.
BT International wins UBS cloud trader voice overhaul
The bank has begun replacing 20 trading voice platforms with a single cloud system, aiming to cut complexity while meeting strict compliance rules.
Fiserv launches stablecoin platform with North Dakota bank
More than 90 North Dakota banks and credit unions could soon use a dollar-backed coin to speed interbank transfers through existing online banking channels.
Visa & Lloyds test stablecoin settlement for USD $750,000
The seven-day test suggests stablecoins could cut cross-border settlement delays, with funds reaching Visa in under an hour, even over a weekend.
Maximor rebrands as Hyphenate after 86-fold growth
The rebrand follows 86-fold revenue growth and aims to signal a broader finance platform as customers add more modules within months.
Job Moves
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
