The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Incode named Gartner leader for third straight year
The ranking reinforces Incode's pitch to banks and platforms seeking faster checks as deepfakes and synthetic identities raise fraud risk.
Flute study says bad payments drive small business losses
A poor checkout can cost local merchants repeat trade, with 55% of consumers saying one bad payment experience would stop or deter them returning.
US small firms lean on personal credit, survey finds
Poorly prepared borrowing is forcing many US small business owners to lean on personal credit, with 75% doing so last year.
Zocks launches AI scheduling for financial advisers
Advisers could cut admin as the new feature links bookings with client records, meeting prep and follow-up across one workflow.
Alkami expands Plaid tie-up for linked banking data
Banks and credit unions using Alkami will get built-in Plaid connectivity, cutting implementation work and helping reduce fraud risk.
Xero data shows US small business sales rise unevenly
Uneven regional demand and slower cash collection show many smaller firms still lagging the national sales recovery.
Analyst Insights
Research and market analysis connected to Fintech
Incode named Gartner leader for third straight year
The next $100 billion enterprise software company won't sell software, it'll sell decisions
Global fintech market set to hit USD $1.5tn by 2034
Calero wins two 2026 CODiE awards for its platform
Finance leaders lose AI gains to verification work
Featured News
Expert Columns
Global payments got faster. The last mile didn't
Why Southeast Asia is becoming a global fintech growth hub
Fintech’s next edge is teams with wider perspectives
Why seamless Middle East 2026 should be on every commerce leader's calendar
How AI is helping sellers read buyer intent
AI is rewriting the rules of dealmaking
6 Proven Use Cases of Email Verification Across Industries
AI in crisis communications: why route knowledge beats the next new tool
The 70% problem: Why checkout is still where eCommerce goes to die
Data quality powers KYB: Mitigating risk and fighting fraud in real-time
Interviews
Interviews and video coverage from the network
Visa strengthens AI defences amid new era of cyber threats
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
Bloomberg to acquire Canoe Intelligence for private data
The takeover will give institutional investors a single workflow for analysing exposures and risk across public and private assets.
GrowIt taps Modern Treasury for real estate payments
Real estate sponsors could cut manual fund handling as the platform adds account, reconciliation and distribution tools across ACH, RTP, FedNow and wires.
Increase launches bank to simplify fintech payments
The move could cut complexity for fintech firms by bundling regulated banking access with payments software in one provider.
Swaystack partners InstaSwitch to boost business banking
The tie-up could help banks and credit unions turn new business accounts into primary relationships by moving payroll, deposits and spending faster.
Glassbox launches AI tools for enterprise digital data
Banking and insurance teams could spot digital failures sooner as new tools feed governed customer-journey evidence into enterprise AI systems.
Carta broadens Claude plugins for private capital firms
Private capital firms using Claude may cut days of manual reporting as Carta rolls out plugins that work inside its permissioned records and audit trails.
Sygnia finds AI onboarding flaw exposing client data
A faulty token check let low-privilege users view other applicants' identities, payment details and Social Security numbers in a financial onboarding app.
Backbase banking AI beats GPT-4.1 in live deployment
In a seven-month test, the specialist model answered more banking queries than GPT-4.1 while refusing uncertain prompts less often than expected.
Wizlo picks Gr4vy to boost telehealth payments control
The tie-up should help telehealth providers avoid billing disruptions that can interrupt recurring treatments and patient access.
ACI & dLocal expand local payments in Brazil, Mexico
Merchants in Brazil and Mexico can now tap widely used local payment methods through a single integration, boosting checkout conversion across Latin America.
AI & connected CRM lift adviser website form submissions
Prospects are more often reaching advisers ready to engage, with website form submissions up 110% as connected CRM systems boosted marketing performance.
Corpay launches Agent Card for AI business payments
Approved AI agents can now create controlled virtual cards for company spending, targeting procurement, travel and advertising workflows.
BitGo adds Gate US to off-exchange settlement network
Institutional traders can now access Gate US liquidity through BitGo's custody-led network, reducing the need to pre-fund exchange accounts.
Kraken launches fixed-rate rewards for US investors
Accredited investors can now lock cash and stablecoins for up to 18 months, with yields fixed at as much as 7% annually.
Klarna to power Apple Upgrade leasing in US stores
Apple customers in the US can now lease iPhones, Macs, iPads and Watches through Klarna, replacing the company's old upgrade plan.
tastytrade launches prediction markets with Apex support
Active traders can now bet on Fed calls, inflation and crypto around the clock, as tastytrade becomes the first broker live on Apex's FCM infrastructure.
Zingtree appoints Venkat Iyer as Chief Technology Officer
The hire is aimed at accelerating AI product development and strengthening governance as Zingtree targets regulated customer service operations.
Upstart wins conditional approval for national bank
The move could let the fintech originate consumer loans nationwide and take FDIC-insured deposits, pending further regulatory approvals.
Western Alliance launches 24/7 USD settlement platform
Institutional crypto clients can now move dollars continuously after the bank said WA VenueX has already handled billions in transfers.
InvoiceCloud & BlitzenX team up on insurer payments
Carriers can speed claims payouts and reduce manual billing work as the new tie-up links payment tools with core insurance systems.
Job Moves
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
Halcyon hires Dave Hannigan as ransomware Security Chief
Agentic AI foundation names David Nalley as Board Chair