The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Lifetime Value Company-led group acquires fintech Kipp
The deal gives Kipp long-term backing as it expands in the US, where declined debit payments can cost merchants sales and issuers revenue.
Coast raises USD $35 million to expand field payments
The funding will help the New York-based fintech add customers and automate expenses, bill pay and accounts payable for field service firms.
Mercury launches payroll service for business customers
Existing customers can set up the service in under 15 minutes, as Mercury folds wage payments, tax filing and benefits into one platform.
Xero teams with Bookkeeper360 on embedded payments
Small businesses using Bookkeeper360 can now access Xero and Melio payment tools inside one branded workflow, without separate systems.
Ramp raises USD $1.85 billion in new funding round
The new cash injection lifts Ramp's valuation to USD $60 billion as it broadens its finance tools and AI offerings for businesses.
Flex expands app to cover mortgages & household bills
The update targets cash-flow pressure by letting users manage housing, transport and utility bills in one app, including mortgage payments.
Analyst Insights
Research and market analysis connected to Fintech
Provenir named major player in IDC decision intelligence
Ripple Treasury adds 24/7 returns for corporate clients
Broadridge holds third in IDC FinTech Rankings again
MongoDB launches Atlas Agent Engine for production AI
ConnexPay adds mobile wallet support for virtual cards
Featured News
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
DesignVerse targets U.S. firms with private cloud AI tools
DesignVerse is targeting U.S. aviation, defence and finance clients with on-premise AI tools as data sovereignty concerns reshape vendor choice.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Expert Columns
Banking's channel problem is really an accountability problem
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Availability should follow the transaction, not the infrastructure
Interviews
Interviews and video coverage from the network
Recent Fintech News
Liquidity Services taps Flywire for global payments
The change should cut reconciliation work and payment costs for a marketplace that spans buyers and sellers in more than 100 countries.
Ravical raises USD $17 million seed round led by MMC
The funding will help the AI platform expand across Europe and into the US as accounting firms seek ways to grow without hiring more staff.
Hello Clever named in CB Insights fintech 100 list
The recognition underlines Hello Clever's expansion overseas as it builds cross-border payment infrastructure from New York to Sydney and beyond.
Harmony launches voice AI agent platform for sales teams
It aims to cut missed deals by automating complex sales calls, with early user Bright Car Finance reporting a 9% rise in closed business.
Bloomberg widens ASKB access with chat & file links
Terminal users can now search their own chats, files and watchlists in ASKB, with cited answers drawn from Bloomberg and client material.
Othrfund expands into US after European lending push
Demand from advisers and fractional finance chiefs has prompted the London-based lender to start targeting American firms after deploying more than £30 million in Europe.
Noah & Bitget Wallet launch virtual dollar accounts
Users in 100 million wallets will be able to receive USD and EUR through bank rails and hold the funds as stablecoins inside the app.
TNS adds smart routing to Payment Orchestration platform
The update is aimed at lifting approval rates and cutting costs for operators handling unattended payments, where failed transactions mean lost sales.
Orbital finds stablecoins cheaper than fintech rivals
The savings are often modest, with stablecoin FX matching institutional rates in many corridors and varying sharply by direction, provider and timing.
Goldman Sachs names Capitolis chief among entrepreneurs
The honour underscores Capitolis's growing influence in financial markets technology and adds to Gil Mandelzis's two-decade record as a founder.
TerraPay links verify service to Kinexys Liink network
The tie-up aims to curb failed cross-border transfers by letting banks check recipient account and wallet details before sending money.
Exim Bank Uganda launches TerraPay cross-border payments
The service aims to keep more of Uganda's outbound payments inside bank channels as demand rises for trade, education and family transfers abroad.
Western Union taps Noah for stablecoin remittance service
Remittances could arrive faster and cheaper as Western Union rolls out a stablecoin option for customers in more than 200 countries and territories.
Hyperlayer raises USD $26 million in Flintlock-led round
The banking software group is now valued at USD $260 million after the latest follow-on financing, bringing its total funding to nearly USD $66 million.
Hyperlayer raises USD $25.8 million in Series A2 round
Fresh capital will help Hyperlayer hire and expand across three regions as banks seek to modernise legacy systems without costly core replacements.
Hyperlayer raises GBP £19.5m in Flintlock-led round
Banks will use the new funding to modernise digital services without replacing core systems, as Hyperlayer is valued at GBP £195 million.
Marqeta takes over Square Credit Card on AmEx network
The consolidation should let Block add new seller credit features faster, while moving existing cardholders without disrupting their service.
Samsung deepens Checkout.com payments partnership worldwide
The deal gives merchants access to Samsung Pay via Checkout.com, while helping Samsung lift authorisation rates across more markets.
Visa moves stablecoin prefunding into commercial use
Businesses can now use USDC to prefund cross-border payouts through Visa Direct, as the scheme moves from trials into live commercial use.
Mastercard & BVNK launch stablecoin money platform
Businesses handling cross-border payments will be able to move between fiat and stablecoins through one integration, cutting the need for multiple providers.
Job Moves
ThetaRay appoints Laure Richmond as chief financial officer
Convera names four executives to drive global platform
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
